My journey has been messy and far from perfect, but I’ve turned my finances around and turbo-charged my savings by learning the rules of the game.  I should point out that I’m a middle-aged, working mother on a modest income. In 9 years, I’ve slowly built up several buckets and my money in my long-term, tax-optimised investment pots has increased sixfold.

I’m now on a path to financial independence which will give me and my family future options and freedom.  I was never taught this stuff at school – none of us were - and I never really learnt about it growing up.  The financial system is designed to feel exclusive, confusing and conveniently overwhelming.  I want to cut through the noise and share what you need to know and show you how to set things up for yourself.